Acorns Review Automated Investing Made Easy?
Note: This Acorns review article has been updated with the latest information as published on the acorns.com website. No sooner than I finished my Digit review, than I saw an ad for another automated...
View ArticlePersonal Finance Index Card Advice
Back in 2013 on a show, a professor named Harold Pollack made the suggestion that everything the average person actually needed to know about personal finance could fit on an index card. He “proved”...
View ArticleDigit Review Scam Legit or Necessary?
Digit is an automated savings service. As always, my first question is Is Digit a Scam? Then, if Digit is legitimate, the question is what exactly does this online financial service do, and is Digit...
View ArticleKeep the Change Automatic Savings Program Review
As a former Certified Financial Planner, I can tell you that from a financial advisor standpoint, nothing is better than automatic. Automatic savings, automatic investing, automatic 401k, automatic...
View ArticleSave For Retirement Not Early
Almost every article on saving for retirement makes a huge deal out of starting early. “Look! You if you start saving when you are 20 and then quit when you are 30, you’ll have more than if you start...
View ArticlemyRA IRA Review – Safe and Legit
No matter how helpful the government could potentially be to its citizens, it typically won’t/can’t get involved in finance because there are huge lobbying dollars behind financial services companies....
View ArticleRound-Up Savings Plans
Savings is really easy. You just spend less than you have, and voila! Savings! Of course, talking about it, and doing it, are two different things. Recently, there have been several new products that...
View ArticleThe Uncorrectable Housing Shortage
Here in Colorado, there is a housing shortage, especially near the bigger cities where the majority of people live, like the Denver metro area, Boulder, Ft. Collins, Loveland, Colorado Springs, and so...
View ArticleWhere To Get Free Checking
If you know anything at all about personal finance, you know that big banks are financial institutions for big suckers. Right now, with interest rates at, a little bit over zero, everywhere, it isn’t...
View ArticleRound Up Savings Plans
Savings is really easy. You just spend less than you have, and voila! Savings! If you don’t want to save, then round up savings plans might be for you. Of course, talking about it, and doing it, are...
View ArticleUS Savings Bonds Series E Savings Bonds
US Saving Bonds and World War II Bonds issued by the US Government are low-risk investments issued in order to finance the national debt. There are numerous types of Government bonds. Each bond has...
View ArticleHow To Start Retirement Savings
One of the things that comes up in financial planning is that getting all of the information and facts can be difficult. This, all too often, leads to financial paralysis where you don’t end up doing...
View ArticleBest Online Bank Rates
OK, I get asked all the time about where to get the best rates for a savings account. First off, check your current bank’s offerings for a money market account, which often pays higher interest than...
View ArticleAre No-Penalty CDs Worth It?
Banks never stop innovating. For the most part that is good news for customers who have an ever increasing set of products and tools to use for their financial needs. The catch is that with so many...
View ArticleAcorns Review Automated Investing Made Easy?
Note: This Acorns review article has been updated with the latest information as published on the acorns.com website. No sooner than I finished my Digit review, than I saw an ad for another automated...
View ArticleWhen Will My Savings Interest Rates Go Up?
Waiting for your bank or credit union to raise the interest rate they pay you on your savings or money market accounts? Don’t hold your breath. Better Savings Interest Rates While the Fed kept...
View ArticleSoFi Banking Scam or Legit – A SoFi Banking Review
Taking another look at what SoFi offers. This time we are all about SoFi Banking reviews. Is SoFi Banking a Scam? SoFi Banking, including SoFi checking and SoFi savings are products of SoFi Bank,...
View ArticleAchieving Financial Independence Is About More Than Money
Financial independence is a topic that has gained increasing attention in recent years. The ability to live life on your own terms, free from the constraints of financial stress and dependence on...
View ArticleMarcus High Interest Savings Account Review
Update: As of February 2023, the new interest rate on Marcus Savings accounts is 3.25%. Update 2: As of February 9, 2023, the new Marcus interest rate is 3.50% High Yield Savings Worth It Again After...
View Article8 Biggest Credit Unions in Colorado
For most people, a credit union offers a better banking platform than a traditional bank. Here are the biggest credit unions in Colorado to get you started. Remember, bigger is not always better and...
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